When it comes to taking personal loans in Sweden, the most common misconception people have is that you have to go through UC first. That was the legal requirement back in the day, as the times are changing you can now take loans without UC (Lån utan UC). Yes, it is mandatory for the lenders to do the credit check, and back in the day most lenders did that through UC, but they don’t necessarily have to do the credit check via UC, they can do through other databases.
There are some key benefits of taking loans without UC, such as your lenders cannot see the credit rating at the UC. Also, UC cannot document your personal loan application, and you can increase your chances of getting a loan if you have a good amount of credits through UC. If you look on the internet, you will come across a bunch of credit agencies in Sweden that is begging you to take loans from them. However, when it comes to making decisions as important as this, you shouldn’t show any negligence, as the aftermaths can be very serious and you will be regretting it later on.
This is where Sms lån specialisten comes in, it is an online website that will help you get a personal loan without UC between 1000—50,000 SEK. They have a list of trusted agencies that will help you get the loans without physically going anywhere; you can even do that by sending a simple text message.